How Pawning Works

How Does A Pawn Shop Loan Work?

Pawning vs. Selling:  Understanding the Distinction

The difference between pawning and selling is often not clear to many. In essence, pawning is a method of obtaining a loan using your item as collateral. Here's an overview of how the process works:

  • You bring in something as collateral.
  • PB Pawn and Jewelry Gives you a loan.
  • You repay the loan with interest, and we return your asset.

You offer an item as collateral. PB Pawn and Jewelry grants you a loan proportional to the item's value. You repay the loan with interest, and we restore your item to you. If you decide not to reclaim your collateral, you have the option to extend or renew your loan or surrender your merchandise. Surrendering your items has no effect on your credit, and the goods are subsequently sold at a reasonable price to retail buyers.

What Items Can You Pawn at PB Pawn & Jewelry? 


Precious Metals





Musical Instruments


Stop By Today

PB Pawn & Jewelry is the go-to place if you're planning to sell or pawn your items in the Pacific Beach San Diego vicinity. We operate from 10 AM to 6 PM from Monday to Saturday and from 11 AM to 5 PM on Sundays. If you have any questions about pawning your items, don't hesitate to call us.

PB Pawn & Jewelry: Your Reliable Ally in Pawning Transactions

PB Pawn & Jewelry is more than an ordinary pawn shop; we're your dependable partner in all your pawning dealings. Whether you're considering pawning your items or using them as collateral for a loan, we're here to offer you the best possible prices and flexible terms. Discover the PB Pawn & Jewelry advantage today.